The share worked for years. Then an update or a security setting landed, and now Windows asks for the password every time - sometimes refusing the right one. Three causes explain almost every case, and none of them needs a reinstall.
A password prompt that loops is not Windows being stubborn. It is a negotiation failing silently behind the prompt: your PC offers one authentication method, the other machine refuses it, and Windows politely asks you to try again - forever. The prompt is the symptom, not the disease. Here are the three real causes, in the order they actually occur, and the fix for each.
The looping credential prompt, shown as an example. Connecting by IP address is the most common trigger.
Kerberos tickets are issued for names, not numbers. The moment you open \\192.168.1.50\share instead of \\SERVER01\share, Windows falls back to NTLM - and if the server has been hardened against NTLM, or refuses NTLMv1, the logon fails no matter how correct the password is.
This single change settles a large share of these complaints, because nothing about the account or the password was ever wrong.
\\SERVER01\shareThe policy Network security: LAN Manager authentication level (under Security Options in Group Policy or Local Security Policy) decides which challenge-response flavours a machine will send and accept. At the strict end it sends NTLMv2 responses only and refuses LM and NTLM. If the other side is older - a NAS, a legacy server, a workgroup PC with a lower level - the two sides cannot agree, and the password prompt loops even though both passwords match.
Windows remembers. If the password on the server changed - or was once typed wrongly and saved - Windows keeps presenting the old credential first, and the server keeps refusing it. The prompt you see may not even be using what you just typed.
Also confirm the account form: on a workgroup, the server expects SERVER01\username with the account that exists on the server - not your local PC's account that happens to share the name.
Credential Manager and go to Windows CredentialsQuick triage: if connecting by name works but by IP fails, it is Cause 1. If it fails from one PC but works from another with the same account, compare the LAN Manager level and clear saved credentials - Causes 2 and 3 live on the client. If it fails from everywhere for every account, the change is on the server side: check the Restrict NTLM policies and the audit log (event 8002 shows the refused incoming attempts with names and addresses).
The full process with live demonstration - every setting shown on screen, step by step.
Watch Full VideoBecause the difference is on the client, not the account: the failing PC is usually connecting by IP address (forcing NTLM), has a lower LAN Manager authentication level, or is silently presenting an old saved credential from Credential Manager.
When authentication negotiation fails, Windows reports it as a credential failure. If the server refuses the protocol your PC offered - NTLMv1 after hardening, for example - the correct password is refused with the same message as a wrong one.
Saving the correct, current credential is fine and normal on your own PC. But save it only after fixing the cause; saving on top of a negotiation failure just preserves the failure.